About Vulnerable Situations.
All the bailiff contracts that we have been provided with have
provisions within them for “vulnerable
situations” and what actions should be taken when
attempting to collect from this group. By and large, most contracts
include the following as “Vulnerable”
as indeed does The National Standards for Enforcement Agents.
• Disabled
• The debtor or the debtor’s partner is suffering
from a long term illness.
• Single parent
• Expectant mothers in the late stages of pregnancy.
• Elderly and /or infirm
• Individuals suffering from mental confusion
• People who are either blind or deaf.
• Persons where there has been a recent bereavement in the
family.
• Those persons who’s first language is not English
• People who are in receipt of benefits.
In our experience, the most vulnerable of people are encountering
bailiff action that is having the most profound
effect on their already dire financial position.
For vulnerable situations such as this, by visiting the Letters
section of our secure Downloads area
you will see that we have compiled a letter that can be adapted
to suit you own personal details that should be sent to your Local
Authority explaining your situation and requesting that bailiff
act should cease immediately and whether consideration can instead
be given to accepting nominal repayments.
Our advice is to send this letter by, registered
post....and to keep a copy.
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